Pensions
In which country do you receive a pension benefit? If you work in Belgium, you will accrue a old-age pension in Belgium. The pension you accrue depends on the number of years you were insured in Belgium and the amount of your income. For each year that you work in Belgium, you will receive a […]
Labour law
Employment contract In a German employment contract some information must be included as standard: Name and address of the company Name and address of the employee Start (and possibly end) of the employment relationship Probationary period and its duration Notice period Place of work Working hours Number of days of leave Amount of wages/salary It […]
Working in several countries
European law stipulates that a person can only be covered by the social security legislation of one country. European Regulation 883/2004, which regulates coordination, sets out various rules as to which country is responsible. It regularly happens that someone works in several EU countries. Someone lives in the Netherlands, works for a Belgian employer also […]
Pensions
Both Germany and the Netherlands have legal old-age pension schemes. However, this is regulated differently in the two countries. The amount of your old-age benefit depends on the duration of your insurance. If you have accrued insurance periods in the Netherlands and in Germany, you will get a old-age pension from both countries, provided you […]
Pensions
Here you can find information about the different pension models that are available if you live in Germany and work in the Netherlands. Old-age pension Display information The AOW pension (AOW stands for: Allgemeines Altersgesetz [General Old Age Act] is a basic benefit for senior citizens over 67. The amount of your AOW pension depends […]
Voluntary partner insurance for AOW old-age pension
An employee who lives in Germany and works in the Netherlands is compulsorily insured for the AOW old-age pension. This is an individual legal pension. If the employee dies, the partner is not entitled to this old-age pension. The partner can take out voluntary insurance for old-age pension (AOW) in the Netherlands. However, conditions apply: […]
Working and unemployment
If you work in Belgium as an employee from Germany, you pay into unemployment insurance in Belgium. However, you do not always receive a benefit from Belgium. The country from which you receive your unemployment benefit depends on whether you become fully or partially unemployed. When am I fully unemployed? You are fully unemployed […]
Wage / Salary
Dutch and German salaries are difficult to compare. There are differences in withheld taxes and social security contributions. The actual net income also depends on other factors, such as the deduction of mortgage interest, child supplement and the health insurance supplement (zorgtoeslag). Example of a payslip Below is an example of a payslip: In this […]
Wage and Salary
It is difficult to compare Belgian and German salaries. There are differences in taxes withheld and social security contributions also differ. An example of German pay slip For an idea of what your pay slip may look like, here is an example: Month Year Salary € 2,500.00 € 30,000.00 Contributions – Pension insurance € 232.50 […]
Working in several countries
In principle, employees are covered by social security in the country where they work. It regularly happens that people work in several EU countries “at the same time”. This is already the case if you live in Germany and work in a home office for a Dutch company or visit German customers for them. […]