Voluntary partner insurance for AOW old-age pension
An employee who lives in Germany and works in the Netherlands is compulsorily insured for the AOW old-age pension. This is an individual legal pension. If the employee dies, the partner is not entitled to this old-age pension. The partner can take out voluntary insurance for old-age pension (AOW) in the Netherlands. However, conditions apply: […]
Wage / Salary
Dutch and German salaries are difficult to compare. There are differences in withheld taxes and social security contributions. The actual net income also depends on other factors, such as the deduction of mortgage interest, child supplement and the health insurance supplement (zorgtoeslag). Example of a payslip Below is an example of a payslip: In this […]
Working in several countries
In principle, employees are covered by social security in the country where they work. It regularly happens that people work in several EU countries “at the same time”. This is already the case if you live in Germany and work in a home office for a Dutch company or visit German customers for them. […]
Labour law
Employment contracts Two types of written employment contracts are common in the Netherlands, namely: an employment contract for an indefinite period a fixed-term employment contract The most important difference is the duration of the contract. It is common that many employment relationships start with a fixed-term contract (for one year or half a year). Indefinite […]
183-day rule
If a German company employs a worker who lives in Germany in the Netherlands, the salary is taxable in the Netherlands. That is the main rule. However, it may be that the employee’s tax liability does not shift to the Netherlands. This is the case, for example, if the employee works less than 183 days […]
Pensions
Old-age pensions When you start working in Germany, you are insured in Germany and accrue a pension there. Unlike in Belgium, Germany has a uniform system for a pension in case of disability, death and old age. The amount of the pension depends on the insurance periods. The higher your salary in Germany, the higher […]
Unemployment
If you work in Belgium as an employee from the Netherlands, you are insured for unemployment benefits in Belgium. However, you do not always receive benefits from Belgium. The country from which you receive unemployment benefits depends on whether you are totally or partially unemployed. When am I completely unemployed? You are completely unemployed when […]
Family
Anyone who lives and works in different countries and returns home daily or at least weekly is a cross-border commuter. Such persons have a special status under European law. The worker may be socially insured in the country of residence or in the country of employment under these regulations. In principle, the insurance law of […]
Unemployment
https://youtu.be/rpw5BG8dGb0 This film explains in German what the unemployment rules are if you live in Germany and work in the Netherlands. For the cross-border rules on unemployment, it is important that you were a cross-border commuter before you became unemployed. A cross-border commuter works in another EU country than the one where they live and […]
Health insurance supplement
The health insurance supplement (zorgtoeslag) is a financial subsidy from the Dutch government to ensure the affordability of health insurance. However, there are some conditions that you have to fulfil to get the health insurance supplement: You are 18 years or older Your income is not too highIn 2021 your income must not exceed € […]